India has banking correspondents, who help bring people in the hinterland into the banking fold. For them to succeed, banks cannot crimp on costs. They also cannot afford to ignore investing in financial education and literacy. Banking correspondents are way too small to be viewed as a systemic risk. Yet India's banking regulator has restricted them to serving only one bank, perhaps to prevent arbitrage.'Efforts at banking outreach may succeed only if there are better incentives at work for such last-mile workers and also those providers who ensure not just basic bank accounts but also products such as accident and life insurance and micro pension schemes.
Which one of the following is the most logical, rational and crucial inference that can be derived from the above passage?
(a) Efforts to bring people in India's hinterland into the banking system are not successful.
(b) For meaningful financial inclusion, India's banking system needs more number of banking correspondents and other such last-mile workers.
(c) Meaningful financial inclusion in India requires that banking correspondents have diverse skills
(d) Better banking outreach would be impossible unless each banking correspondent is allowed to serve a number of banks
Answer: b
A five-storeyed building with floors from I to V is painted using four different colours and only one colour is used to paint a floor.
Consider the following statements:
1. The middle three floors are painted in different colours.
2. The second (II) and the fourth (IV) floors are painted in different colours.
3. The first (I) and the fifth (V) floors are painted red.
To ensure that any two consecutive floors have different colours
(a) Only statement 2 is sufficient
(b) Only statement 3 is sufficient
(c) Statement 1 is not sufficient, but statement 1 along with statement 2 is sufficient
(d) Statement 3 is not sufficient, but statement 3 along with statement 2 is sufficient
Answer: b
P, Q and R are three towns. The distance between P and Q is 60 km, whereas the distance between P and R is 80 km. Q is in the West of P and R is in the South of P. What is the distance between Q and R?
(a) 140 km
(b) 130 km
(c) 10 km
(d) 100 km
Answer: d
All members of a club went to Mumbai and stayed in a hotel. On the first day, 80% went for shopping and 50% went for sightseeing, whereas 10% took rest in the hotel. Which of the following conclusion(s) can be drawn from the above data?
1. 40% members went for shopping as well as sightseeing.
2. 20% members went for only shopping.
Select the correct answer using the code given below:
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2
Answer: d
In a school, 60% students play cricket. A student who does not play cricket, plays football. Every football player has got a two-wheeler. Which of the following conclusions cannot be drawn from the above data?
1. 60% of the students do not have two-wheelers.
2. No cricketer has a two-wheeler.
3. Cricket players do not play football.
Select the correct answer using the code given below:
(a) 1 and 2 only
(b) 2 and 3 only
(c) 1 and 3 only
(d) 1, 2 and 3
Answer: a
The ratio of a two-digit natural number to a number formed by reversing its digits is 4: 7. The number of such pairs is
(a) 5
(b) 4
(c) 3
(d) 2
Answer: c
In an examination, A has scored 20 marks more than B. If B has scored 5% less marks than A, how much has B scored?
(a) 360
(b) 380
(c) 400
(d) 420
Answer: b
Seeta and Geeta go for a swim after a gap of every 2 days and every 3 days respectively. If on 1st January both of them went for a swim together, when will they go together next?
(a) 7th January 8th January
(c) 12th January
(d) 13th January
Answer: a
X, Y and Z are three contestants in a race of 1000 m. Assume that all run with different uniform speeds. X gives Y a start of 40 m and X gives Z a start of 64 m. If Y and Z were to compete in a race of 1000 m, how many metres start will Y give to Z?
(a) 20
(b) 25
(c) 30
(d) 35
Answer: b
If x is greater than or equal to 25 and y is less than or equal to 40, then which one of the following is always correct?
(a) x is greater than y
(b) (y - x) is'greater than 15
(c) (y - x) is less than or equal to 15
(d) (x - y) is greater than or equal to 65
Answer: c
Ena was born 4 years after her parents' marriage. Her mother is three years younger than her father and 24 years older than Ena, who is 13 years old. At what age did Ena's father get married?
(a) 22 years
(b) 23 years
(c) 24 years
(d) 25 years
Answer: b
Rakesh had money to buy 8 mobile handsets of a specific company. But the retailer offered very good discount on that particular handset. Rakesh could buy 10 mobile handsets with the amount he had. What was the discount the retailer offered?
(a) 15%
(b) 20%
(c) 25%
(d) 30%
Answer: b
The average marks of 100 students are given to be 40. It was found later that marks of one student were 53 which were misread as 83. The corrected mean marks are
(a) 39
(b) 39.7
(c) 40
(d) 40.3
Answer: b
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